A ceremonial big check for $605,000 was presented today by Donnie Thomas, acting state director of USDA Rural Development, to Grace Fricks, chief executive officer of Access to Capital for Entrepreneurs (ACE), to provide micro-loans to small rural businesses in North Georgia. Funding for micro-loans, those less than $50,000, is available through the Rural Microentrepreneur Assistance Program (RMAP). ACE became eligible to draw down funds right before Christmas.