Loan Products

Available Loan Products


Small Business Loans

Small Business Loans $50,000 and Under

All you need to do is apply online. You’ll be asked to provide the required documentation to ACE by fax, mail, email, or in person. A final decision will be made as quickly as possible because we mean business, just like you.

Commercial Loans

Business Loans Over $50,001, up to $1,000,000

All you need to do is apply online. You’ll be asked to provide the required documentation to ACE by fax, mail, email, or in person. A final decision will be made as quickly as possible because we mean business, just like you.

Fulton County Recovery Loan Program

Business Loans up to $250,000

This program was developed to assist small businesses hardest hit by the pandemic with affordable loans prioritized for minority and female-owned businesses. In addition, high COVID impacted industries such as performing arts, food service, music/film, education, and accommodations will be prioritized for loan assistance.

City of Atlanta Commercial Loans

Commercial Loans $50,001 – $250,000

*Must be a City of Atlanta resident with a business OR operate a business in the City of Atlanta.

Eligible applicants will be asked to provide the required documentation to ACE once an application is submitted.  A decision will be made as quickly as possible.

1.99% Energy Efficiency Loan

Commercial Building Loans from $15,000 – $500,000

It’s just that simple. Access to Capital for Entrepreneurs, Inc. (ACE), through our Georgia Green Loan (GGL) program, makes loans every day to help Georgia’s small businesses, statewide, reduce their energy costs and improve their sustainability

Not sure if you are ready?

We offer many resources to help your business grow, including preparing you for a business loan. Get started with these free resources!


Other Programs

The SOAR Fund

Small Business Loans up to $100,000

The Southern Opportunity and Resilience (SOAR) Fund is a new program built to support small businesses and non-profits in the South and Southeast as they adapt, reopen safely, and recover from COVID-19.