Loan Products

Small Business Loans

Small Business Loans $50,000 and Under

Designed for for-profit businesses over 2 years old to access additional funds for many business uses.

Commercial Loans

Business Loans Over $50,001, up to $1,000,000

Elevate your established business with a commercial loan from ACE. Additional collateral information is required.

City of Atlanta Commercial Loans

Commercial Loans $50,001 – $250,000

*Must be a City of Atlanta resident with a business OR operate a business in the City Atlanta area.

Eligible applicants will be asked to provide the required documentation to ACE once an application is submitted.  A decision will be made as quickly as possible.

Metro Atlanta Commercial Loans

Commercial Loans $50,001 – $250,000

*Must be a Metro Atlanta resident with a business OR operate a business in the Metro Atlanta area.

Eligible applicants will be asked to provide the required documentation to ACE once an application is submitted.  A decision will be made as quickly as possible.

Empowerment Loans

Eligible applicants will be asked to provide the required documentation to ACE once an application is submitted.  A decision will be made as quickly as possible.

Start-Up Loans

Small Business Loans $50,000 and Under

Businesses must be registered and in good standing with the Secretary of State. A business plan and experience in the field will be required.

Veteran Loan Program

Loans from $15,000 – $250,000

We are pleased to offer our Veteran Loan Program to help more military veterans and their spouses by providing affordable loans and business coaching as they start or grow their own business.

Not sure if you are ready?

We offer many resources to help your business grow, including preparing you for a business loan. Get started with these free resources!