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Give the Gift of Opportunity

Small Business Loans

It doesn’t get any easier than this. To apply for a loan, our process is simple. All you have to do is apply online. You’ll be asked to provide the required documentation to ACE by fax, mail, email, or in person. A final decision will be made as quickly as possible because we mean business, just like you. The loan approval process will depend on how complete your application is and our receipt of all proper documentation in a timely manner. ACCESS TO CAPITAL FOR ENTREPRENEURS (ACE) is certified as a Community Development Financial Institution (CDFI).We are a nonprofit organization that provides loans to start and grow businesses in Georgia. Our mission is to offer our borrowers the business development resources to create sustainable businesses.

Our goal is your success.


Each application will be considered on the basis of the company’s unique financial needs.

  • Minimum credit score of 600
  • Interest rate based on market
  • Terms are typically less than 6 years
  • Collateral is required
  • $50 non-refundable application fee
  • Loan proceeds can be used for equipment, inventory, working capital or for business or franchise acquisition
  • Documentation is required.

Small Business Loans

“Without ACE, the chances of starting my business up would have been greatly reduced. They go above and beyond the call of duty.”

Miles Davis,
Owner – Crossfit
Roswell, Georgia

Apply Online for a Loan $50,000 or Less

Thank you for reading the requirements before applying for the loan. To apply for a loan, our process is simple. Please create an account in our loan application system and then log in with the email and password you set. Once logged in, select ‘Begin Application’ under the Small Business Loan option at the bottom of your dashboard page. When your application has been received, we will contact you within 48 hours!

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