What is required for a loan?

You will not be eligible for a loan if you fail to meet any of the following criteria:   Minimum credit score of 600. Free of active bankruptcies for the last three years. Free of foreclosure for the last twelve months. Mortgage and rent payments for home and...

How do I apply for a loan?

For loan amounts of $50,000 or less, please use our online application. For loan amounts over $50,000, please contact one of our commercial loan officers – Sandy Headley (headley@aceloans.org) or Chris Clay (clay@aceloans.org).

What does ACE expect from its borrowers?

  Make sure payments are available monthly through electronic funds transfer Provide annual financial statements Communicate with ACE Keep us informed ahead of time of any issues Share your stories with ACE Personal commitment to repay your loan...